Frequently Asked Questions

To validate your SWIFT/BIC code safely, type it into the checker box following the standard SWIFT/BIC code format. You'll find more about the structure used for SWIFT numbers below.

A SWIFT Code is a standard format of Bank Identifier Code (BIC) used to specify a particular bank or branch. These codes are used when transferring money between banks, particularly for international wire transfers. Banks also use these codes for exchanging messages between them.

SWIFT codes consist of 8 or 11 characters. All 11 digit codes refer to specific branches, while 8 digit codes (or those ending in 'XXX') refer to the head or primary office.

SWIFT codes are formatted as follows:

• AAAA
• BB
• CC
• DDD

• First 4 characters
  AAAA - bank code (only letters)
• Next 2 characters
  BB - ISO 3166-1 alpha-2 country code (only letters)
• Next 2 characters
  CC - location code, passive participant will have "1" in the second character (letters and digits)
• Last 3 characters
  DDD - branch code, optional - 'XXX' for primary office (letters and digits)

To validate the Routing Number safely, type the Routing Number in the specified checker box. Make sure that the Routing Number follows the proper format. The length is 9 digits without a dash and contains only numbers.

Routing Number, also referred to as ABA Routing Number or Routing Transit Number (RTN), is a nine-digit code issued by American Bankers Association (ABA) based on the location where your account was opened. It is printed on the left side at the bottom of your check.

For domestic money transfer, the Routing Number is used combined with the recipient's bank account number. But for international inward money transfer, you need to use Swift Code together with Routing Number and account number.

How to find a Routing Number on a check:

The Routing Number consists of nine digits, shown as: AAAABBBBC. The first four AAAA is the Federal Reserve Routing Symbol; the next four BBBB issued by American Bankers Association (ABA) identifies the institution; the last one C is the check digit.

Routing Number is formatted as follows:

• AAAA
• BBBB
• C

• First 4 characters
  AAAA - the Federal Reserve routing symbol
• Next 4 characters
  BBBB - American Bankers Association (ABA) Institution identifier
• Last 1 character
  C - the check digit