Frequently Asked Questions
How to check SWIFT/BIC codes?
To validate your SWIFT/BIC code safely, type it into the checker box following the standard SWIFT/BIC code format. You'll find more about the structure used for SWIFT numbers below.
What is a SWIFT code?
A SWIFT Code is a standard format of Bank Identifier Code (BIC) used to specify a particular bank or branch. These codes are used when transferring money between banks, particularly for international wire transfers. Banks also use these codes for exchanging messages between them.
SWIFT Code Format
SWIFT codes consist of 8 or 11 characters. All 11 digit codes refer to specific branches, while 8 digit codes (or those ending in 'XXX') refer to the head or primary office.
SWIFT codes are formatted as follows:
First 4 charactersAAAA - bank code (only letters)
Next 2 charactersBB - ISO 3166-1 alpha-2 country code (only letters)
Next 2 charactersCC - location code, passive participant will have "1" in the second character (letters and digits)
Last 3 charactersDDD - branch code, optional - 'XXX' for primary office (letters and digits)
How to check the Routing Number?
To validate the Routing Number safely, type the Routing Number in the specified checker box. Make sure that the Routing Number follows the proper format. The length is 9 digits without a dash and contains only numbers.
What is a Routing Number?
Routing Number, also referred to as ABA Routing Number or Routing Transit Number (RTN), is a nine-digit code issued by American Bankers Association (ABA) based on the location where your account was opened. It is printed on the left side at the bottom of your check.
For domestic money transfer, the Routing Number is used combined with the recipient's bank account number. But for international inward money transfer, you need to use Swift Code together with Routing Number and account number.
How to find a Routing Number on a check:
Routing Number Format
The Routing Number consists of nine digits, shown as: AAAABBBBC. The first four AAAA is the Federal Reserve Routing Symbol; the next four BBBB issued by American Bankers Association (ABA) identifies the institution; the last one C is the check digit.
Routing Number is formatted as follows:
First 4 charactersAAAA - the Federal Reserve routing symbol
Next 4 charactersBBBB - American Bankers Association (ABA) Institution identifier
Last 1 characterC - the check digit